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MEETING OF MCG, POWERLOOM AND

ARTIFICIAL JEWELLRY CLUSTERS REPRESENTAITIVES  WITH SBI OFFICIAL (MSME DEPT)


1. A meeting between representatives of Mini Gas Cylinders, Powerloom and Artificial Jewellry clusters and SBI Officials (MSME Dept) was conducted successfully on 13 Mar 24.

2. 12 representatives (07 of Powerloom, 04 of MCG and 01 of Artificial Jewellry) of these clusters, who require loan, were attended the meeting.

3. Smt. Ritu Bhasin AGM (SMEC) Meerut and her team including Sh. Saurabh Agarwal Chief Manager (SME), SBI Meerut were attended the meeting and briefed in details about the procedures to be followed for granting loan from bank.

4. MCF provided the list of loan seeker to AGM with their contact numbers and requirement of loan amount.  Similarly, SBI team provided application form and check list (documents to be attached with application) to each loan seeker for applying.

5. The duly filled application with required documents will be submitted by the applicant to his native branch of SBI.

6. It was also intimated by the AGM that Nodal Officer, Sh. Ashish Kumar Yadav of SBI (MSME Dept), will be the starting point for processing the loan case after submitting the loan application by loan seeker at his native branch of SBI.  Any clarification can be sought from him. She also shared his mobile number i.e. 9690135218.

7. AGM also clarified the following doubts of clusters representatives: -

(a) Before processing the loan application, Bank will assure the require minimum CIBIL score of the applicant.  The minimum benchmark set for CIBIL score is 567.  Loan application cannot be processed if CIBIL score is less than 567.

(b) No security is required upto loan requirement of Rs. 10 lakh.

(c) Loan upto Rs. 50 lakh can be processed by any branch of SBI at Meerut.

(d) Loan above Rs. 50 lakh can be processed by two branches of SBI at Meerut i.e. at Partapur and Ganga Plaza, Begumpul.

(e) For Manufacturing Unit – Loan can be given 25% of last one year sale. Other specific loan requirement will be look after separately by SBI on case to case basis

(f) For Trading Unit - Loan can be given 15% of last one year sale. Other specific loan requirement will be look after separately by SBI on case to case basis

8. Further, AGM assured that full support will be provided by SBI to clusters during processing the applications for loan.

9. An informal discussion was also held among Sh. Ashutosh Agarwal, Rep of Artificial Jewellry, Sh. SP Gupta, MCF, Sh. Sudhanshu Sekher Tiwari, Executive Secretary MCF and    Sh Raj Kumar Singh, DGM (B & O) SBI.
DGM told that the cluster is in Negative List.  However, DGM said that upto Rs. 10 lakh can be sanctioned through MUDRA Loan.  Other specific loan requirement more than Rs. 10 lakh will be look after separately by SBI on case to case basis.

10. The meeting was concluded with a vote of thanks by Sh. SP Gupta CA of MCF.

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INTERACTION WITH INDUSTRY / AGRICULTURE / SERVICE CLUSTERS AND MoU SIGNING BETWEEN MCF & SBI, MEERUT TO STRENGTHEN MSME CLUSTERS HELD ON 11 JANUARY 2024



1. An interaction session with industry / agriculture / service clusters at Hotel Brodway Inn was organized by Meerut Citizens Forum (MCF) under the Chairmanship of Shri Rajendra Agarwal, Hon’ble MP Meerut on 11 Jan 24.
A Memorandum of Understanding (MoU) was also signed between MCF and SBI, Meerut during the session.  The session was attended by the following: -

(a)       Shri Rajendra Agarwal, Hon’ble Member of Parliament Meerut

(a)       Smt Nupur Goel, Chief Development Officer Meerut

(b)       Smt Mamata Malviya, Apar Nagar Aayukt Nagar Nigam Meerut

(c)        Shri Anil Bhardwaj, Secretary General FISME

(d)       Shri Rajkumar Singh, DGM (B & O) SBI, Meerut

(e)       Smt Neha Sharma, MCF

(f)        Shri Abhishek Singhal, MCF

(g)       Selected representatives of FISME, MCF, Industry, Agriculture and Service sectors.

2. The interaction session was organized by the MCF following the study conducted by the Economist and former Senior Advisor of Ministry of Commerce and Industry Shri Manak Singhi titled ‘Study for Identifying Strategies for Quadrupling Meerut’s GDP’.

3. Shri Abhishek Singhal of MCF welcomed all participant and informed about the developed action plan for the effective execution of identified initiatives which are recommended from the MCF – FISME study book ‘Identifying Strategies for Quadrupling Meerut’s GDP’.

4. A detailed action plan to quadruple GDP of Meerut was presented by Secretary General of Federation of Indian Micro and Small & Medium Enterprises (FISME), which was a partner in conducting above said study.

5. Business, Industry, Agriculture leaders of Meerut along with all the participant took oath to collectively work together to quadruple GDP of Meerut. The oath of solidarity was administered by Shri Rajendra Agarwal, Hon’ble MP Meerut during the session.  This was a historic day for Meerut when all the leaders of business and industry community pledged their support for quadrupling GDP of Meerut.

6. It was communicated during the session that a Steering Committee has been formed under the Chairmanship of Shri Rajendra Agarwal, Hon’ble MP Meerut to implement the recommendations of study and quadrupling Meerut’s GDP.  The composition of Committee includes MLA Meerut Cantt, City Mayor, DM, Municipal Commissioner, VC (MDA), CDO, reps of FISME and MCF.

7. Hon’ble MP announced names of Chairman of Industry, Service, Agriculture, Institutional Reforms and Education Working Groups.

8. Names of coordinators of various clusters related to Industry & Service Working Groups were also announced during the session.

9. During the session, State Bank of India (SBI) signed an MoU with MCF to assist Meerut based MSME clusters.  The MoU was signed by Shri Abhishek Singhal on behalf of MCF and by Shri Raj Kumar Singh, DGM (B & O) SBI, Meerut on behalf of SBI.

10.Speaking about the collaboration, DGM (B & O) SBI, Meerut said that SBI is excited to work closely with MCF and its partners in the industrial & services clusters in Meerut and understand their specific financial needs.  Accordingly, SBI will develop its financial products to fulfil those needs.  He further added that this partnership aligns with SBI commitment to foster economic growth and innovation at grass root level.

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जनपद मेरठ की जी0डी0पी0 को अगले 4-5 वर्षो में चौगुना करने के लक्ष्य को प्राप्त करने हेतु मेरठ सिटीजन फोरम की उच्च स्तरीय समिति द्वारा अध्ययन उपरान्त एक पुस्तिका को तैयार किया  गया, जिसका विमोचन दिनांक  01 दिसम्बर 2023 को मा0 केन्द्रीय राज्य मंत्री श्री पंकज चैधरी द्वारा किया गया। इसके उपरान्त दिनांक  30 दिसम्बर को उक्त के सम्बन्ध में एक उच्च स्तरीय बैठक का आयोजन मा0 सांसद श्री राजेन्द्र अग्रवाल जी की अध्यक्षता में किया गया। बैठक में मा0 विधायक मेरठ कैन्ट श्री अमित अग्रवाल, जिलाधिकारी मेरठ, उपाध्यक्ष मेरठ विकास प्राधिकरण, मुख्य विकास अधिकारी मेरठ, नगर आयुक्त एवं अपर नगर आयुक्त, नगर निगम मेरठ तथा मेरठ सिटीजन फोरम व फेडरेशन ऑफ इंडिया माइक्रो एवं स्मॉल एण्ड मीडियम एंटरप्राइज (FISME) के प्रतिनिधि द्वारा भाग लिया गया।

बैठक में हुए निर्णय के अनुसार आज दिनांक 03.01.2024 को साकेत स्थित मेरठ सिटीजन फोरम के कार्यालय पर हथकरघा एवं मिनी सिलेन्डर से सम्बन्धित उद्योग के प्रतिनिधियो के साथ मा0 सांसद श्री राजेन्द्र अग्रवाल की अध्यक्षता में एक बैठक हुई।

बैठक में हथकरघा व मिनी सिलेन्डर यूनिट के उद्योगो के प्रतिनिधियों द्वारा निम्न बिन्दुओ पर ध्यान आकर्षित किया गया।

1.  हरकरघा के स्थान पर पावरलूम चल रहे है जबकि पावरलूम उद्योग अधिकृत न होने के कारण उनका रजिस्ट्रेशन एम0एस0एम0ई0 में नही हो पा रहा है। इसके कारण बैंक से लोन, इन्शयोरेन्श आदि की सुविधा भी नही मिल पा रही है।

2.  पावरलूम उद्योग को मेरठ विकास प्राधिकरण द्वारा बनाई गई काॅलोनी मेरठ ध्यानचन्द नगर कालोनी अथवा लोहियानगर में शिफट करने की बात भी कही गयी।

3.   रजिस्ट्रेशन की कार्यवाही कानपुर में होती है, यदि इसका एक कार्यालय मेरठ में भी हो जाए तो रजिस्ट्रेशन में लगने वाले अत्याधिक समय से बचा जा सकेगा।

उपरोक्त के सम्बन्ध में मुख्य विकास अधिकारी तथा मेरठ सिटीजन फोरम से श्री दिनेश सिंघल द्वारा इससे सम्बन्धित सभी उद्योगपतियो से कहा गया कि, वह सभी अपनी समस्याओ को लिखित रूप में उनको दें ताकि समस्याओ का निवारण उच्च स्तर पर कराया जा सके।

बैठक में मा0 विधायक श्री अमित अग्रवाल, मुख्य विकास अधिकारी सुश्री नूपुर गोयल, उपरोक्त उद्योगो से सम्बन्धित श्री मौ0 साजिद सैफी, अध्यक्ष मेरठ पैट्रोमेक्स उद्योग, श्री फरामनुदीन अध्यक्ष मेरठ कैची उद्योग, श्री महमुद अली, श्री मौ0 रजाउददीन एवं मेरठ सिटीजन फोरम के सदस्यो ने भाग लिया। 

                                                                                       
                                                                                                                                                                                                                                                    मेरठ सिटीजन फोरम

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Discuss Agenda Points

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Launch of ‘Study to Quadruple GDP of Meerut by 2027’

Prime Minister Narendra Modi has given a clarion call to the nation to plan and work towards making India a developed country by 2047. In sync with the vision of PM, the Chief Minister of Uttar Pradesh Shri Yogi Adityanath has also set a target to make the state a $1 trillion economy by 2027. He also called Districts to prepare their development plans in the direction.

Meerut Citizen Forum (MCF) took the initiative to commission a first of its kind study to develop the growth potential and plan for Meerut District. The study was conducted with Federation of Indian Micro and Small & Medium Enterprises (FISME) and was conducted by former Senior Advisor Shri M.C. Singhi (IES).  The initiative was actively supported by political leadership of the District especially by Shri Rajendra Agrawal (MP) and Shri Amit Agarwal as well as by the District Administration namely Shri Deepak Meena (DM, Meerut). 

The Study examines the state of the economy of Meerut vis-a-vis other districts in the state. It identifies the existing and potential growth drivers of the district’s economy. During the study interactions were organized with representatives of 12 manufacturing clusters and 6 services clusters in Meerut. Besides the business issues, the study examined the critical role played by agencies such as MDA & Municipality, Police, Education and Judiciary.

The study concludes that within four years, it is feasible to quadruple the GDP of Meerut. It explains how the additional growth could be generated through investments, relocation of labour, women participation, education etc. Finally, the study proposes a series of reforms that are needed to realize the rapid economic growth of Meerut.

On 1st Dec 2023, Union Minister of State for Finance is to release the study. During the event, besides Shri Rajendra Agrawal, MP (Meerut) the other dignitaries who are to attend include Shri Amit Agarwal, Hon’ble MLA (Meerut Cantt), Shri Harikant Ahluwalia (Mayor, Meerut), Shri Deepak Meena, DM (Meerut), Shri M.C. Singhi (IES), New Delhi and Shri Anil Bhardwaj, Secretary General, FISME (New Delhi).

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Plans are afoot to increase GDP of Meerut from Rs. 67 thousand crore estimated for 2023-24 to Rs. two lac crore by 2029-30.

A first of its kind study in India at district level conducted by M.C. Singhi, former Senior Economic Advisor to Govt of India, reports that such rapid growth is feasible and is line with ambition of Chief Minister of Uttar Pradesh Yogi Adityanath to make UP $ one trillion economy by 2027.

The preliminary findings of the study were presented to the district administration for discussions in a high profile meeting held today at Meerut Collectorate which was chaired by District Magistrate Deepak Meena. Senior officials from all government departments attended the meeting including that from MDA, Municipality, DIC, Agriculture etc.Instead of top down investment led growth, the study has proposed a bottom-up District led growth model which is based on achieving growth impetus from ‘freeing-up’;‘accelerating’ local growth drivers in Agriculture, Industrial & Services segments in Meerut.

According to the study, the additional 6 to 7% growth could be mobilized through Incremental Capital Output Ration (2.7 %) by ensuring realization of committed investment Rs. 10,000 cr for districts materializes; Labour participation & Institutional investment (1 %), Greater participation of women with improved law & order and skills training (2 %), Labour relocation with migration from Agriculture through expansion of industry/ services & skills training and Institutional Improvement (1%).

For this additional growth to materialize, the study proposes a slew of administrative improvements and reforms to improve ‘Ease of doing business’ and institutional delivery by establishing Govt-Civil society partnership,“The lowest hanging fruit is accelerating GDP by facilitating higher women participation in workforce. which could be achieved by inducing trust in law and order and ensuring safety of women in street”, says Singhi.

The study identified 14 industrial and 6 services segments that dominate the economy of Meerut. The industrial clusters include: Sports Goods, Scissors Industry, Textile Weaving Industry, Brass Band Industry, Leather Industry, Textile Printing & Processing Industry,Handicrafts, Print; Publishing Industry, Electronic Switch gear, Gems; Jewellery, Food Processing Industry, Meerut Power loom Cluster, Auto parts industry of Meerut and Khadi; Textiles Wavers.

The services segments identified are: Construction Advisers; Contractors, Doctors;Health Clinics, Education, Professionals, Tourist Aggregators and Street Hawkers/Eating Joints.

To coordinate and oversee the implementation of plan, a committee under chairmanship of District magistrate is also proposed.

The outcome of the discussion is to be incorporated in the final study to be released by end of June.

The study has been commissioned by Meerut Citizen Forum in association with Federation of Indian Micro and Small; Medium Enterprises (FISME).

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6th December 2022: Meeting with with representatives (Shri. Puneet Agarwal and Shri. Sushil Kumar Sharma) from MIET (Meerut Instiute of Engineering & Technology) and shri. Sudhir Kumar Sharma from MSM (Meerut School of Management)

11th December 2022: Meeting held with Shri. Atul Gupta from Apex Builders to discuss about the constraints and opportunities in the Construction industry in Meerut.

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4th December 2022 : Meeting with representatives from Scissors, Brass Band and Handloom clusters to take inputs about the challenges and how these could be addressed to promote growth.

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Most of the waste collected from various colonies is burnt by the Safaikarmis due to lack of information & supervision. The fumes & dust from waste burning becomes a major source of air pollution also known as ‘Smog’ and causes breathing problems to residents especially during winter season.

MCF has actively advocated against the malpractice of waste burning, and has assisted MNN in spreading public awareness and identifying common spots of waste burning.

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MCF launched pilot Door to Door Waste Collection in 5 wards in collaboration with Indore Based NGO Basix, that became template for city wide rollout by Meerut Nagar Nigam.

This program included -

1. Creating awareness about Uttar Pradesh Solid Waste Management Policy among stake holders. Under this UP State policy booklet published by MCF was launched by Divisional Commissioner of Meerut. Press announcements were organized for public awareness. 

2. Sensitisation & compliance of rules under Solid waste management policy through Gandhi Yatra, nukkad natak, colony visits & announcements, door to door visits, regular checking of compliance. 

3. Training & acknowledgement of Safaikarmis

4. Route planning for municipal vehicles for waste collection and ensuring timely waste collection by resolving ground issues in coordination with MNN authorities.

The 3 months program that was funded by MCF, brought remarkable improvement in the cleanliness of the wards & was hailed by residents for enhancing the quality of living.

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Initial Stakeholder meeting was held on Thursday, 20th October 2021 at Meerut Citizens Forum office. The agenda of the meeting was to conceptualize strategy for quadrupling the GDP of Meerut city. Presentation by Mr. Manak Chand Singhi was followed by Panel discussion among the members present. The panel comprised of representatives of Industrial Associations, Representatives from Education and Health sectors, Meerut Architectural Association and FISME (Federation of Indian Micro and Small & Medium Enterprises). Shri. Rajendra Agrawal, Member of Parliament from the Meerut constituency and Amit Agarwal, MLA from Meerut Cantt were also present on the occasion. Mr. Manak Chand Singhi presented broad framework for study. The presentation outlined briefly the aspects of the study such as Objectives, Methodology, Approach, Strength and Opportunities and expected outcomes of the study.

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Wonderful meeting with Meerut Divisional Commissioner about MCF activities and problem faced by city on waste / water etc.

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Allahabad HC asks 8 department of UP Government to respond to PIL filed by Meerut Citizens Forum .

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Discuss various issues pf city development , improve Swacchta , Water Supply , Roads etc.

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